:root{--ink:#1d1d1f;--slate:#3a4250;--muted:#6e6e73;--line:#e5e5ea;--bg:#fff;--alt:#f7f8f8;--teal:#0499AF;--green:#7AD759;--grad:linear-gradient(90deg,#0499AF,#7AD759);--navy:#0b2a33;--navy2:#0f3a45}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,-apple-system,"Segoe UI",system-ui,sans-serif;font-weight:400;color:var(--slate);line-height:1.65;background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 28px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px;z-index:99}
.draft-banner{background:var(--alt);color:var(--muted);text-align:center;font-size:.75rem;padding:6px;border-bottom:1px solid var(--line)}
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.72);-webkit-backdrop-filter:saturate(180%) blur(20px);backdrop-filter:saturate(180%) blur(20px);border-bottom:1px solid rgba(0,0,0,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.wordmark img{width:110px}
nav a{color:var(--slate);text-decoration:none;margin-left:32px;font-size:.88rem;font-weight:400}nav a:hover{color:var(--ink)}
nav a.btn-sm{color:#fff}
.menu-btn{display:none;background:none;border:1px solid var(--line);color:var(--ink);padding:6px 14px;border-radius:20px;font:inherit;font-size:.85rem}
h1,h2,h3,.h3{font-family:Montserrat,Inter,sans-serif;font-weight:600;color:var(--ink);letter-spacing:-.025em}
.btn{display:inline-block;background:var(--grad);color:#fff!important;padding:13px 28px;border-radius:999px;font-weight:500;text-decoration:none;border:0;cursor:pointer;font-size:.95rem;font-family:inherit;transition:opacity .2s,transform .2s}
.btn:hover{opacity:.9;transform:translateY(-1px)}.btn-sm{padding:7px 18px;font-size:.82rem}
.btn-ghost{background:none;color:var(--teal)!important;padding:13px 10px;margin-left:12px}.btn-ghost:after{content:" ›"}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible{outline:2px solid var(--teal);outline-offset:3px}
.hero{position:relative;text-align:center;padding:150px 0 140px;overflow:hidden}
.hero:before{content:"";position:absolute;left:50%;top:40%;width:900px;height:500px;transform:translate(-50%,-50%);background:radial-gradient(closest-side,rgba(4,153,175,.10),rgba(122,215,89,.06) 55%,transparent);pointer-events:none}
.hero .wrap{position:relative}
.hero h1{font-size:clamp(2.6rem,7vw,5.2rem);line-height:1.08;margin:.35em 0 .4em}
.grad{background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.lead{max-width:620px;margin:0 auto;font-size:clamp(1.05rem,1.6vw,1.3rem);color:var(--muted);line-height:1.6}
.cta{margin-top:40px}
.eyebrow{font-family:Montserrat,sans-serif;font-weight:300;text-transform:uppercase;letter-spacing:.32em;font-size:.72rem;color:var(--teal);margin:0}
.values{padding:72px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;text-align:center}
.h3,h3{font-size:1.08rem;margin:0 0 8px;letter-spacing:-.01em}
.values p,.card p,.steps p{color:var(--muted);margin:0;font-size:.95rem}
.section{padding:140px 0}.alt{background:var(--alt)}
.section>.wrap>.eyebrow,.section>.wrap>h2{text-align:center}
h2{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.12;margin:.4em 0 1.6em}
.cards{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}
.card{padding:40px 32px 44px;border-bottom:1px solid var(--line)}
.card:not(:nth-child(3n)){border-right:1px solid var(--line)}
.card h3:before{content:"";display:block;width:28px;height:2px;background:var(--grad);margin-bottom:20px}
.steps{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:40px}
.steps li{border-top:1px solid var(--line);padding-top:28px}
.num{display:block;font-family:Montserrat,sans-serif;font-weight:300;font-size:2.2rem;line-height:1;margin-bottom:18px;background:var(--grad);-webkit-background-clip:text;background-clip:text;color:transparent}
.about{display:grid;grid-template-columns:300px 1fr;gap:72px;align-items:center}
.about h2{margin-bottom:.8em}
.portrait{aspect-ratio:4/5;background:var(--alt);border:1px dashed #b9c3c7;border-radius:20px;display:flex;align-items:center;justify-content:center;color:var(--muted);font-size:.9rem;text-align:center;padding:16px}
.ph{background:#f1f8f6;border:1px dashed #9fcfc4;border-radius:6px;padding:2px 8px;color:#2f6f69}
p.ph{padding:14px 16px}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:72px}
.contact h2{text-align:left;margin-bottom:.5em}
.details{list-style:none;padding:0;line-height:2.5;font-size:.95rem}
form{background:#fff;padding:36px;border-radius:20px;border:1px solid var(--line)}
label{display:block;font-weight:500;font-size:.82rem;margin-bottom:18px;color:var(--ink)}
input,textarea{display:block;width:100%;margin-top:6px;padding:12px 14px;border:1px solid #d2d2d7;border-radius:10px;font:inherit;font-size:.95rem;background:#fff;transition:border-color .2s}
input:focus,textarea:focus{border-color:var(--teal)}
.form-note{color:var(--teal);font-size:.88rem;min-height:1.2em}
.site-footer{border-top:1px solid var(--line);color:var(--muted);padding:44px 0;font-size:.8rem}
.foot{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}.foot p{margin:8px 0 0}
.reveal{opacity:0;transform:translateY(18px);transition:opacity .8s ease,transform .8s ease}
.reveal.in{opacity:1;transform:none}
@media(max-width:900px){.cards{grid-template-columns:1fr 1fr}.card{border-right:0!important}.card:nth-child(odd){border-right:1px solid var(--line)!important}.steps{grid-template-columns:1fr 1fr}}
@media(max-width:680px){
 .menu-btn{display:block}
 #menu{display:none;position:absolute;top:64px;left:0;right:0;background:rgba(255,255,255,.95);-webkit-backdrop-filter:blur(20px);backdrop-filter:blur(20px);padding:12px 28px 20px;flex-direction:column;border-bottom:1px solid var(--line)}
 #menu.open{display:flex}#menu a{margin:10px 0}#menu a.btn-sm{align-self:flex-start}
 .grid3,.cards,.steps,.about,.contact{grid-template-columns:1fr}.card{border-right:0!important}
 .hero{padding:100px 0 90px}.section{padding:88px 0}.about,.contact{gap:40px}.portrait{max-width:240px}
 .btn-ghost{margin-left:0}
}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.reveal{opacity:1;transform:none;transition:none}.btn{transition:none}}
nav a[aria-current="page"]{color:var(--ink);font-weight:500}
.hero-sm{padding:120px 0 96px}.hero-sm h1{font-size:clamp(2.2rem,5.6vw,4.2rem)}
.intro{max-width:680px;margin:-1.2em auto 2.6em;text-align:center;color:var(--muted);font-size:1.05rem}
.card-link{text-decoration:none;color:inherit;transition:background .25s}.card-link:hover{background:var(--alt)}
.more{display:inline-block;margin-top:18px;color:var(--teal);font-size:.9rem;font-weight:500}.more:after{content:" ›"}
.jur{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.jur a{display:block;padding:36px 30px;border:1px solid var(--line);border-radius:20px;text-decoration:none;transition:border-color .25s,transform .25s}
.jur a:hover{border-color:var(--teal);transform:translateY(-2px)}
.jur-t{display:block;font-family:Montserrat,sans-serif;font-weight:600;font-size:1.4rem;color:var(--ink);margin-bottom:8px}.jur-d{color:var(--muted);font-size:.95rem}
.jblocks{display:grid;gap:20px;max-width:820px;margin:0 auto}
.jblock{background:#fff;border:1px solid var(--line);border-radius:20px;padding:40px;scroll-margin-top:90px}
.jblock h3{font-size:1.5rem;margin-bottom:14px}.jblock h3:before{content:"";display:block;width:28px;height:2px;background:var(--grad);margin-bottom:18px}
.note{color:var(--muted);font-size:.85rem}
.checks{list-style:none;padding:0;margin:0 auto;max-width:820px;display:grid;grid-template-columns:1fr 1fr;gap:0 48px}
.checks li{padding:16px 0 16px 30px;border-bottom:1px solid var(--line);position:relative;color:var(--ink)}
.checks li:before{content:"";position:absolute;left:0;top:25px;width:14px;height:2px;background:var(--grad)}
.faq{max-width:760px;margin:0 auto;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:24px 40px 24px 0;font-family:Montserrat,sans-serif;font-weight:600;color:var(--ink);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:4px;top:20px;font-weight:300;font-size:1.5rem;color:var(--teal)}
.faq details[open] summary:after{content:"\2212"}
.faq details p{margin:0 0 24px;color:var(--muted)}
.ctaband{text-align:center}.ctaband h2{margin-bottom:.6em}
.contact-card{max-width:620px;margin:0 auto;text-align:center}
.contact-big{font-family:Montserrat,sans-serif;font-size:clamp(1.3rem,3vw,1.9rem);color:var(--ink);margin:.4em 0 1.6em}
.contact-big a{color:var(--ink);text-decoration:none;border-bottom:2px solid var(--teal)}
.contact-sec{padding-top:40px}
.site-footer .foot{align-items:flex-start}
.foot-nav a{margin:0 0 0 22px;color:var(--muted);font-size:.82rem;text-decoration:none}.foot-nav a:hover{color:var(--ink)}
.disclaimer{margin:28px 0 6px;max-width:720px}.copy{margin:0}
@media(max-width:900px){.jur{grid-template-columns:1fr}.checks{grid-template-columns:1fr}}
@media(max-width:680px){.foot-nav{display:flex;flex-wrap:wrap;gap:10px 18px}.foot-nav a{margin:0}.jblock{padding:28px}.hero-sm{padding:84px 0 64px}.intro{margin-top:-.8em}}
@media(prefers-reduced-motion:reduce){.jur a,.card-link{transition:none}}

/* v3 design system */
body{background:#f6f7f5}
.site-header{background:rgba(246,247,245,.78)}
.btn{display:inline-flex;align-items:center;gap:10px}.btn .arr{width:14px;height:14px}
.ico{display:inline-flex;align-items:center;justify-content:center;width:52px;height:52px;border-radius:50%;background:#fff;border:1px solid var(--line);margin-bottom:22px;box-shadow:0 6px 20px rgba(4,153,175,.08)}
.ico img{width:24px;height:24px}.ico-sm{width:40px;height:40px;margin:0;background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}.ico-sm img{width:20px;height:20px}
.hero-wrap{padding:16px 16px 0}
.hero-panel{position:relative;overflow:hidden;border-radius:28px;background:radial-gradient(1200px 600px at 85% 20%,rgba(4,153,175,.35),transparent 60%),radial-gradient(800px 500px at 100% 100%,rgba(122,215,89,.18),transparent 60%),linear-gradient(160deg,#0f3a45,#0b2a33 55%,#081f26);color:#d7e3e6;padding:150px 0 0;text-align:left}
.hero-panel.hero-sm{padding:110px 0 90px}
.hero-in{max-width:1080px;margin:0 auto;padding:0 56px;position:relative;z-index:1}
.hero-panel h1{color:#fff;font-size:clamp(2.4rem,5.6vw,4.4rem);line-height:1.08;margin:.4em 0 .45em;max-width:820px}
.hero-panel .lead{margin:0;max-width:600px;color:#b9cbd0}
.hero-panel .eyebrow{color:#7AD759}
.hero-panel .btn-ghost{color:#fff!important}
.hero-art{position:absolute;right:-120px;top:50%;width:620px;height:620px;transform:translateY(-50%);opacity:.55;pointer-events:none}
.hero-strip{position:relative;z-index:1;max-width:1080px;margin:110px auto 0;padding:28px 56px 36px;border-top:1px solid rgba(255,255,255,.1);display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.hero-strip a{display:flex;align-items:center;gap:12px;color:#d7e3e6;text-decoration:none;font-size:.85rem}.hero-strip a:hover{color:#fff}
.section{padding:120px 0}.alt{background:#eef2f1}
.card{background:#fff;border:1px solid var(--line)!important;border-radius:22px;padding:36px 32px 38px;transition:transform .3s,box-shadow .3s}
.card h3:before{display:none}
.cards{border:0;gap:20px}
.card:hover{transform:translateY(-3px);box-shadow:0 18px 40px rgba(11,42,51,.08)}
.panel-wrap{padding:0 16px}
.dpanel{position:relative;overflow:hidden;border-radius:28px;background:linear-gradient(160deg,#0f3a45,#0b2a33 60%,#082028);color:#b9cbd0;padding:110px 0}
.dpanel h2{color:#fff}.dpanel .eyebrow{color:#7AD759}.dpanel .intro{color:#9fb5bb}
.dpanel>.wrap>.eyebrow,.dpanel>.wrap>h2{text-align:center}
.panel-art{position:absolute;left:-220px;bottom:-260px;width:760px;height:760px;pointer-events:none;opacity:.9}
.dpanel .wrap{position:relative}
.dcards .card{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.1)!important}
.dcards .card h3{color:#fff}.dcards .card p{color:#9fb5bb}
.dcards .ico{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.14);box-shadow:none}
.dpanel .checks li{color:#e6eef0;border-color:rgba(255,255,255,.1)}
.checks li{padding-left:34px}.checks li:before{display:none}.checks li img{position:absolute;left:0;top:18px;width:18px;height:18px}
.jcards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.jcard,.jblock{display:block;overflow:hidden;border-radius:24px;background:var(--navy);color:#b9cbd0;text-decoration:none;transition:transform .3s,box-shadow .3s;border:0;padding:0}
.jcard:hover{transform:translateY(-4px);box-shadow:0 24px 50px rgba(11,42,51,.22)}
.jart{width:100%;height:auto;aspect-ratio:5/3;object-fit:cover}
.jbody{padding:4px 32px 34px}.jcard h3,.jblock h3{color:#fff;font-size:1.5rem;margin:0 0 10px}.jblock h3:before{display:none}
.jblock .note{color:#87a1a8}.jblock{scroll-margin-top:90px}
.jblocks{max-width:none;grid-template-columns:repeat(3,1fr)}
.pill{display:inline-flex;align-items:center;gap:8px;margin-top:20px;background:var(--grad);color:#fff;padding:9px 20px;border-radius:999px;font-size:.85rem;font-weight:500}.pill .arr{width:13px;height:13px}
.steps{gap:20px;counter-reset:none}
.steps li{position:relative;background:#fff;border:1px solid var(--line);border-radius:22px;padding:36px 28px 32px}
.steps li:nth-child(even){transform:translateY(36px)}
.badge{position:absolute;top:-14px;right:24px;background:var(--grad);color:#fff;font-family:Montserrat,sans-serif;font-weight:600;font-size:.75rem;padding:6px 12px;border-radius:999px;letter-spacing:.05em}
.steps+*,.section .steps{margin-bottom:36px}
.faq{border:0;display:grid;gap:12px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 24px;transition:background .2s}
.faq details[open]{background:#f1f8f4;border-color:#cfe9d8}
.faq summary:after{right:0}
.ctapanel{padding:80px 0}
.cta-split{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center}
.cta-split h2{text-align:left;margin:0 0 .4em;font-size:clamp(1.8rem,3.6vw,2.6rem)}
.cta-side{text-align:right}.cta-side .note{margin-top:14px;color:#87a1a8}
.ctaband{display:none}
.site-footer{border:0;padding:16px;margin-top:120px}
.foot-panel{border-radius:28px;background:#081f26;color:#87a1a8;padding:56px 0 36px}
.foot-panel .foot-nav a{color:#b9cbd0}.foot-panel .foot-nav a:hover{color:#fff}
.foot-panel .disclaimer{border-top:1px solid rgba(255,255,255,.08);padding-top:22px;max-width:none}
.contact-card .ico{margin:0 auto 10px}
.card-link .more{color:var(--teal)}
@media(max-width:900px){.jcards,.jblocks{grid-template-columns:1fr}.hero-strip{grid-template-columns:repeat(3,1fr)}.cta-split{grid-template-columns:1fr}.cta-side{text-align:left}.steps li:nth-child(even){transform:none}}
@media(max-width:680px){.hero-panel{padding:90px 0 0;border-radius:22px}.hero-panel.hero-sm{padding:80px 0 64px}.hero-in{padding:0 26px}.hero-strip{grid-template-columns:1fr 1fr;padding:22px 26px 28px;margin-top:64px}.hero-art{width:380px;height:380px;right:-160px;top:22%;opacity:.35}.dpanel{padding:80px 0;border-radius:22px}.foot-panel{border-radius:22px}.section{padding:84px 0}.cta-side .btn{font-size:.85rem}}
@media(prefers-reduced-motion:reduce){.card,.jcard{transition:none}.card:hover,.jcard:hover{transform:none}}
/* links sitewide */
a{color:var(--teal);text-decoration:none;transition:color .2s}a:hover{color:#037d8f}
main p a:not(.btn):not(.pill){border-bottom:1px solid rgba(4,153,175,.35)}
.pill{text-decoration:none}.pill:hover{color:#fff;opacity:.92}
/* contact */
.split-in{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.contact-art{border-radius:24px;overflow:hidden;border:1px solid rgba(255,255,255,.1);box-shadow:0 30px 60px rgba(0,0,0,.25)}
.contact-art img{width:100%;aspect-ratio:1/1;object-fit:cover}
.ccards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.ccard h3{margin-bottom:6px}.ccard p{color:var(--ink);font-size:1.02rem;margin:0 0 18px}
.steps3{grid-template-columns:repeat(3,1fr)}
@media(max-width:900px){.split-in,.ccards,.steps3{grid-template-columns:1fr}.contact-art{max-width:360px}}